If you're like most Californians, you put little to no miles on your car during the COVID-19 pandemic stay at home orders. Your car was parked and you stayed at home because your hours got reduced, you lost your job, you started working from home or attending school online.

Did you know that insurance companies enjoyed record increased profits by collecting inflated premiums as their risk greatly decreased during this period, as millions of Californians continued to take a big economic hit?

On March 11, 2021, California Insurance Commissioner Ricardo Lara said that California insurance companies were ordered to make pandemic refunds.

Instead, insurance companies refunded a paltry 50% or so of the premiums they should have actually reimbursed to California consumers.

Lara has given the companies until April 30, 2021 to tell him how they are going to make up the difference between what they should have refunded and what they actually paid to consumers.

“While millions of us stayed home helping to fight the spread of the virus and reducing the risk of accidents for our essential workers, insurance companies continued to collect inflated premiums,” Lara said in a March 11, 2021 press release.

“The bottom line: Insurance companies overcharged consumers and need to do more to make it right and help Californians recover.”

Los Angeles Times consumer reporter David Lazarus reported on March 11, 2021 Lara's staff noted that claims for bodily injury and damage to vehicles fell by roughly 40% between March and September because of significantly reduced driving by California motorists.

The Los Angeles Times also reported that researchers at UC Davis determined that auto accidents were reduced by half in 2020 because so many Californians were leaving their cars in the driveway amid a switch to remote work and schooling.

Yet insurers have continued to keep their extra profits instead of doing what is right - - swiftly and fully refunding the overcharged premiums to California consumers.

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If you were involved in a motor vehicle accident and you're injured, please call me. I'm Renée Yvonne Gardner, the attorney at Gardner Law.

The insurance companies showed their true colors in times like these - they will protect themselves as people are made to unfairly suffer through no fault of their own.

Insurance companies have to be made to do the right thing. Even though they were ordered to refund their overcharges, they still have not fully complied.

Insurance companies won't look out for you, the person who got hurt in an accident.

Insurance companies look out for  - - the insurance company.

I will fight for the insurance company do what is right in your personal injury case. You need a strong attorney to fight for you, and that attorney is me.

Please contact me today for a free consultation by calling (408) 214-5555 or message me.