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Form SR-1 - Do I Need One?

Posted by Renée Yvonne Gardner | Dec 14, 2020 | 0 Comments

December 14, 2020

What is a Form SR-1?

Every California driver in California is supposed to have auto insurance. But, some drivers drive without it. The DMV needs to verify whether people involved in accidents had valid auto insurance to cover that particular accident.

 

What If The Other Person Has No Insurance Or I Need Their Insurance Information?

To make an uninsured motorist (UM) claim under your own car insurance policy, you will need to file another form. It is called the Form SR-19C. The form is available to pick up by simply walking into a DMV branch. Or, here's a link to the form:

https://www.dmv.ca.gov/portal/uploads/2020/03/sr19c.pdf

When Must A Form SR-1 Be Filed?

Within 10 days from an accident involving one or more motor vehicles, the California DMV requires that a Form SR-1 be completed and filed with them. This is true even if the accident happened on private property or on a private road.

A Form SR-1 is required whenever you have been an auto accident where anyone has been injured or killed (even if the injuries are very minor), or someone's property has been damaged in an amount greater than $1,000.00:

  • Even if you have never had a driver's license
  • Regardless of who caused the accident
  • Even if the police came to the accident scene and prepared a report
  • Regardless of whether you had car insurance at the moment of the accident
  • Even if you reported the accident to your car insurance
  • Regardless of whether or not your driver's license and registration were up to date
  • Even if you reported the accident to the police after you left the scene

How Can I File An SR-1?

You can pick one up by simply walking into a DMV branch. Or, here's a link to the form:

https://www.dmv.ca.gov/portal/uploads/2020/05/sr1.pdf

Gardner Law recommends that you talk to an attorney before you fill out the form. The way the questions on the SR-1 are answered is important. In your case, there might be a risk that completion of the form could expose you to liability.

Will Something Happen If I Don't File An SR-1?

You should file your SR-1 within ten days of the accident. If the other party already filed a Form SR-1, and you did not, the DMV will mail you a letter telling you do file one.  And, failing to submit an SR-1 can result in a suspension of your driver's license for one year.

If you have any questions about how and when to complete a Form SR-1 or a form SR-19C, contact Gardner Law today at (408) 214-5555 or by completing the Contact form on this website.

About the Author

Renée Yvonne Gardner

I am Renée Yvonne Gardner. I represent serious personal injury, wrongful death, criminal defense and post-conviction relief clients. I am the attorney at Gardner Law.  For many years, I worked my way through night school while I worked for another attorney during the day, as a paralegal. Before ...

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CONTACT GARDNER LAW TODAY

I am committed to providing personalized legal representation in serious personal Injury, wrongful death, death benefits, criminal defense, and post-conviction relief cases. Please call (408) 214-5555 today or fill out our contact form.

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