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California Minimum Auto Insurance Limits Raised After 55 Year Delay

Posted by Renée Yvonne Gardner | Sep 29, 2022

Today, the Consumer Attorneys of California (CAOC) issued a press release containing wonderful news for California drivers. For the first time since 1967, California's minimum auto insurance limits have been raised - they'll double once this law takes effect in 2025.

The press release explains in part: “Governor Gavin Newsom added his signature to the Protect California Drivers Act (SB 1107, Dodd) on Wednesday evening. SB 1107, which updates state law that established mandatory minimums for auto insurance policies in 1967, ensures California drivers are not forced to shoulder massive debt when they are the victims in a vehicle crash.'

CAOC further explains that SB1107 will help protect California drivers from being “crushed in debt” if they fall victim to an auto accident. And, CAOC  states change in the law will especially help low-income and fixed-income drivers who have no financial safety net.

CAOC goes on to explain: “The last time the legislature set liability minimums, over half a century ago, it determined they would be $15,000 for single injury or death; $30,000 for the injury or death of more than one person, and $5,000 for property damage.”

CAOC summarizes what's offered under the new law: “...[M]odernized, mandatory minimums of $30,000 / $60,000 / and $15,000 respectively. Once these new limits take effect in 2025, ten years later the limits will increase to $50,000 / $100,000 / $25,000 in 2035.”

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Renée Yvonne Gardner

Gardner Law's attorney Renée Yvonne Gardner represents auto accident wrongful death cases, serious personal injuries from auto accidents, slip and falls and dog bites, and assists consumers with disputes (small claims court assistance $12,500 or less claims for goods or services).

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